Investments and Savings

For regular savers

Typically you’ll want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, want to generate investment income to top up your pension, save for a deposit to buy a house or buy a holiday home, provide for school fees, or simply create a secure nest egg for the future.

Westerby the Wealth Advisers offers a range of tax effective investment and savings solutions constructed for real medium to long term growth.

With careful planning and advice, we’ll guide you through what can appear a complex world of saving arrangements, including regular savings into Insurance, Individual Savings Accounts (ISA’s), and Unit Trust Schemes.

Capital investment

Are you looking for capital growth or income?
When do you need to access or withdraw capital?

When considering capital investment, we begin by establishing your goals. We encourage you to look at a variety and spread of investment vehicles, keeping risk to a minimum and taking proper account of your tax position. Our advice encompasses all types of lump sum arrangements including Discretionary Share Portfolios, Unit Trusts, Investment Trusts, Individual Savings Accounts (ISA’s), Investment Bonds and other financial instruments.

Impartial and independent advice that benefits you

Westerby the Wealth Advisers gives you savings and investment advice tailored to you as an individual and to be as tax efficient as possible. As Independent Financial Advisers, we offer impartial unbiased advice that is not tied to any particular product or investment vehicle.

Our experienced, highly trained advisors would be delighted to arrange a confidential consultation with you and subsequently provide a personal strategic financial report which includes:

  • Tax mitigation
  • Risk management
  • Protection of wealth
  • Estate preservation

Trusts, Offshore Trusts & Inheritance Trusts

For the more sophisticated investor with substantial wealth, the use of trusts often plays an essential, if not vital role in planning investment strategies. In particular, offshore trusts can defer taxation for a considerable period of time, potentially leading to greater capital gains within the trust.

Protection of investments beyond your or your partner’s lifetime is important to preserve your estate. By careful appointment of trustees and by clearly defining their powers to act on your behalf, you can make substantial tax savings. You also ensure that your beneficiaries are certain to receive the benefits of trust income and capital in a manner most appropriate to their needs.

Used in conjunction with a carefully constructed will, letters of wishes or in some cases the use of a power of attorney, a trust can provide the flexibility and security needed to protect your wealth during and beyond your lifetime.

 

The value of investments can go down as well as up and you may get back less than the amount invested.

The Westerby Group expands with Redswan Ltd acquisition

The Westerby Group has acquired Redswan Ltd, a Manchester-based specialist pension provider and Independent Financial Adviser. The asset purchase brings Redswan's IFA business and trustee companies into the Westerby brand, marking another milestone in our strategic...

Westerby Group announces Employee Ownership Trust

On Wednesday, 26th March, Westerby’s founder and chairman, Les McLintic, announced to staff that the company is now an Employee Ownership Trust (EOT). This transfer of ownership of the group makes Westerby employees potential beneficiaries of future profits. This...

A Memorable Evening at the Annual Westerby Company Ball 2025

The Annual Westerby Company Ball was held on the 17th of January 2025, uniting approximately 100 attendees for an evening of celebration, recognition, and camaraderie. This year’s theme, “Black and White,” set a sophisticated backdrop, emphasising the elegance and...

Westerby Sponsor Leicestershire County Cup Referees

As a long-term County Cup supporter, Westerby is delighted to announce our sponsorship of the Leicestershire referees in this season’s Leicestershire & Rutland County Cup tournament. This new sponsorship was announced at the Leicester & Rutland FA Referee...

Autumn Budget 2024 Review

As you will be aware, the long-awaited first budget of the new Labour government was delivered by the Chancellor, Rachel Reeves, on Wednesday 30th October 2024, in place of the usual Autumn Statement. We here at Westerby have kept a very close eye on the Chancellor’s...

Westerby Group triumphs at Business Fives: more than just winning!

On Thursday, August 15th, Westerby Group proudly demonstrated their prowess at the Business Fives Summer Season event at the Goals venue in Leicester. Showcasing both competitive spirit and camaraderie, the team exhibited football talent and a strong commitment to...

Westerby Group’s Spirited Team Olympics: A Testament to Teamwork

On Wednesday, August 14th, 2024, the Westerby Group hosted a successful Team Olympics day at Victoria Park. This event was more than just an afternoon of games; it celebrated teamwork, laughter, and new memories. Approximately 30 eager competitors from across the...

A spectacular evening at the annual Westerby Company ball

The highly anticipated annual Westerby Company Ball took place on the 19th of January 2024, bringing together 120 attendees for an unforgettable night of celebration and recognition. The event showcased the remarkable achievements and dedication of the Westerby staff,...

Metro Bank Update: 4th December 2023

You will have seen that earlier this week, our shareholders voted through our new capital package, demonstrating their belief in the future of Metro Bank.  The capital raising completed today and we issued an announcement confirming listing of the new shares, which...

Westerby sponsor Soar Valley Allsorts Netball Club

We are delighted to announce our sponsorship of Soar Valley Allsorts Netball Club. Formed in 2011, Soar Valley Allsorts Netball Club is a small, local netball team which grew out of the Back to Netball initiative. This scheme was formed in 2009 to encourage women who...