Investments and Savings

For regular savers

Typically you’ll want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, want to generate investment income to top up your pension, save for a deposit to buy a house or buy a holiday home, provide for school fees, or simply create a secure nest egg for the future.

Westerby the Wealth Advisers offers a range of tax effective investment and savings solutions constructed for real medium to long term growth.

With careful planning and advice, we’ll guide you through what can appear a complex world of saving arrangements, including regular savings into Insurance, Individual Savings Accounts (ISA’s), and Unit Trust Schemes.

Capital investment

Are you looking for capital growth or income?
When do you need to access or withdraw capital?

When considering capital investment, we begin by establishing your goals. We encourage you to look at a variety and spread of investment vehicles, keeping risk to a minimum and taking proper account of your tax position. Our advice encompasses all types of lump sum arrangements including Discretionary Share Portfolios, Unit Trusts, Investment Trusts, Individual Savings Accounts (ISA’s), Investment Bonds and other financial instruments.

Impartial and independent advice that benefits you

Westerby the Wealth Advisers gives you savings and investment advice tailored to you as an individual and to be as tax efficient as possible. As Independent Financial Advisers, we offer impartial unbiased advice that is not tied to any particular product or investment vehicle.

Our experienced, highly trained advisors would be delighted to arrange a confidential consultation with you and subsequently provide a personal strategic financial report which includes:

  • Tax mitigation
  • Risk management
  • Protection of wealth
  • Estate preservation

Trusts, Offshore Trusts & Inheritance Trusts

For the more sophisticated investor with substantial wealth, the use of trusts often plays an essential, if not vital role in planning investment strategies. In particular, offshore trusts can defer taxation for a considerable period of time, potentially leading to greater capital gains within the trust.

Protection of investments beyond your or your partner’s lifetime is important to preserve your estate. By careful appointment of trustees and by clearly defining their powers to act on your behalf, you can make substantial tax savings. You also ensure that your beneficiaries are certain to receive the benefits of trust income and capital in a manner most appropriate to their needs.

Used in conjunction with a carefully constructed will, letters of wishes or in some cases the use of a power of attorney, a trust can provide the flexibility and security needed to protect your wealth during and beyond your lifetime.


The value of investments can go down as well as up and you may get back less than the amount invested.

A spectacular evening at the annual Westerby Company ball

The highly anticipated annual Westerby Company Ball took place on the 19th of January 2024, bringing together 120 attendees for an unforgettable night of celebration and recognition. The event showcased the remarkable achievements and dedication of the Westerby staff,...

Westerby sponsor Soar Valley Allsorts Netball Club

We are delighted to announce our sponsorship of Soar Valley Allsorts Netball Club. Formed in 2011, Soar Valley Allsorts Netball Club is a small, local netball team which grew out of the Back to Netball initiative. This scheme was formed in 2009 to encourage women who...

Westerby sponsors Leicestershire & Rutland CFA County Cup tournaments

Leicestershire & Rutland County FA has kicked off its 2023/24 County Cup programme with the support of Westerby, who are sponsoring of the ladies’ and men’s over-18s tournament finals this season. Leicestershire & Rutland CFA lead and empower grassroots...

Westerby Group sponsors LOROS garden party

The Westerby Group were delighted to sponsor a summer garden party in support of LOROS. The event took place within the beautiful grounds of Markham House in Thorpe Satchville near Melton Mowbray, on Sunday June 11th, by kind permission of Lady Samworth. One hundred...